การเก็บออมเงิน

การเก็บออมเงิน

การเก็บออมเงิน

เงินแต่ละบาท กว่าจะหามาได้ ปาดเหงื่อไม่รู้กี่รอบ
ได้มาแล้ว ต้องเก็บรักษาให้อยู่กับเรานาน เก็บไว้ใช้ยามจำเป็o

1. เริ่มเก็บเงินวันนี้
อ่านหน้านี้จบ เดินไปหยอดกระปุกเลย
แค 10 บาท ก็ถือเป็นนิมิตหมายอันดี แต่ที่สำคัญ เริ่มเสียแต่เดี๋ยวนี้

2. เงินออม = บิล รักษาวินัย
เอาเงินเข้าบัญชีเงินออม เหมือนเวลาที่คุณต้องไปจ่ายบิล
แค่นี้ คุณก็จะมีเงินออมเข้าทุกเดือน

3. หากล่องออมสิน ซองใส่เงิน กระเป๋าเศษตังค์b
แล้วหยอดเงินจำนวนเท่าเดิม เป็นเวลาเท่าๆกันทุกวัน
เช่น 10 บาท ทุกๆวัน หรือ ทุกๆวันเสาร์ และอย่าไปนับ อย่าไปใช้
(แนะให้เป็น กระปุกออมสินแบบ ไม่มีรูแงะ จะดีที่สุด )

4. ตกเย็นกลับถึงบ้าน เทกระเป๋า
เทเอาเศษเหรียญลงในกระปุกให้หมด
อย่าดูถูกเหรียญบาท เพราะ 100 เหรียญ
ก็เท่ากับ แบงก์ ร้อย หนึ่งใบนะ

5. ใช้ การ์ด แคชแบ็ค
ใช้บัตรเครดิตแล้ได้เงินคืนบ้างก็ยังดี

6. เก็บแบงค์ใหญ่ไว้ให้ติดกระเป๋า
จ่ายแบงค์ย่อยๆให้หมดก่อน
พอจบวัน เก็บแบงค์ที่เหลือลงกระปุก

7. จ่ายหนี้ให้หมด
นี่คือหน้าที่สำคัญที่คุณต้องทำให้เสร็จ
ถ้าคิดจะร่ำรวยในอนาคต

8. ถ้าเปลี่ยนโปรโมชั่นมือถือใหม่
ให้ได้ราคาดีกว่าเดิม หรือถูกกว่าเดิม
ให้เก็บเงินที่เป็นส่วนต่างเข้าบัญชีเงินเก็บ

9. ใช้บัตรห้างสรรพสินค้า ลดราคา
ถึงจะแค่ 5% แต่ก็เงินนะจ๊ะ

10. เก็บเงินคืนจากหักภาษี
พอได้คืน อย่าเอาไปใช้ เอาเข้าบัญชีเงินออมซะ

11. ถ้าคุณใช้บัตรเครดิตอย่างมีวินัย
ลองดูรายการแลกของรางวัล
ที่แลกเป็นบัตรเงินสดได้

12. เวลาที่คุณคืนหนังสือ หรือหนังเช่าตรงเวลา
ให้เก็บค่าปรับที่เราต้องจ่าย (ในกรณีคืนช้า)
ให้ตัวเอง ดีกว่าแบ่งให้คนอื่นรวยนะ

13. แบ่งเงินไปลงทุน ในกองทุนรวม หรือซื้อหุ้นบ้าง
(การลงทุนมีความเสี่ยง ผู้ลงทุนควรใช้วิจารณญาณ)

14. ซื้อพันธบัตรรัฐบาล
ดอกเบี้ยดีๆ เก็บไว้ใช้ยามแก่

15. เก็บเงินเพื่อครอบครัว
คุณจะได้รู้สึกว่า มีภาระที่ต้องรับผิดชอบมากขึ้น
เมื่อเก็บได้ถึงเป้า ก็แบ่งเงินส่วนหนึ่ง
พาที่บ้านไปเที่ยวบ้าง แต่ไม่ต้องแพงนะ

Tags :

44 ความคิดเห็น

  1. 44
    รูปประจำตัว
    How do you grow? veldamccomas@googlemail.com 29/07/2017 23:18
    Saved as a favorite, I really like your blog!
  2. 43
    รูปประจำตัว
    What causes pain in the Achilles tendon? karolinchatfield@t-online.de 16/07/2017 02:04
    Hi there, You have done a fantastic job. I will certainly digg

    it and personally suggest to my friends. I'm sure they will be benefited from this website.
  3. 42
    รูปประจำตัว
    diabetes an foot pain hortensewoodriff@bigstring.com 04/07/2017 05:52
    I am very happy to read this. This is the kind

    of manual that needs to be given and not the random misinformation that's

    at the other blogs. Appreciate your sharing this greatest doc.
  4. 41
    รูปประจำตัว
    hepatitis c foot pain felixguevara@gmail.com 02/07/2017 12:48
    Inspiring quest there. What occurred after?

    Thanks!
  5. 40
    รูปประจำตัว
    foot pain after walking humberto.hacking@gmail.com 21/06/2017 22:15
    These are genuinely great ideas in concerning blogging.

    You have touched some good factors here. Any way keep

    up wrinting.
  6. 39
    รูปประจำตัว
    foot pain relief pamalareinoso@gmx.net 21/06/2017 20:10
    We are a bunch of volunteers and starting a brand new scheme in our community.

    Your web site provided us with helpful information to work on. You

    have done an impressive job and our whole community can be thankful to you.
  7. 38
    รูปประจำตัว
    _____ maynardborrie@t-online.de 13/06/2017 20:45
    WOW just what I was looking for. Came here by searching for ___
  8. 37
    รูปประจำตัว
    arlynerieve.hatenablog.com amee.candler@inbox.com 21/05/2017 10:41
    No matter if some one searches for his vital thing, thus he/she wants to be available that

    in detail, thus that thing is maintained over here.
  9. 36
    รูปประจำตัว
    ardisdeaguiar.hatenablog.com casey_rowell@gmail.com 20/05/2017 04:32
    Hello there! This post couldn't be written any better!



    Reading this post reminds me of my previous room mate!

    He always kept talking about this. I will forward this write-up to

    him. Fairly certain he will have a good read. Many thanks for sharing!
  10. 35
    รูปประจำตัว
    bairgreen.hatenablog.com grant_bittner@gmail.com 18/05/2017 16:01
    It's amazing for me to have a website, which is beneficial in support

    of my experience. thanks admin
  11. 34
    รูปประจำตัว
    rosemarychalfant.hatenablog.com alfredoholden@googlemail.com 18/05/2017 11:32
    Does your blog have a contact page? I'm having a tough time locating it but, I'd like

    to shoot you an e-mail. I've got some ideas for your blog you might

    be interested in hearing. Either way, great website and I look forward

    to seeing it develop over time.
  12. 33
    รูปประจำตัว
    Collette michelbirtles@t-online.de 14/05/2017 16:46
    My brother suggested I would possibly like this web site.



    He used to be entirely right. This submit truly made my day.

    You can not imagine just how a lot time I had

    spent for this information! Thanks!
  13. 32
    รูปประจำตัว
    akilahgolebiewski.hatenablog.com gerald.mace@gawab.com 13/05/2017 15:30
    This site was... how do I say it? Relevant!! Finally I've

    found something which helped me. Thank you!
  14. 31
    รูปประจำตัว
    manicure marcchristy@fastmail.co.uk 30/04/2017 00:30
    This is very interesting, You are a very skilled blogger.

    I've joined your feed and look forward to seeking

    more of your wonderful post. Also, I have shared your website in my social networks!
  15. 30
    รูปประจำตัว
    saleshop2015 asfsafas@hotmail.com 22/04/2015 12:29

    While Nike Free sneakers haven’t been the most prone to animal prints, we have seen some pairs in nike free trainer 5.0 nrg the past get beastly – most notably there was the Nike Wildwood 90 Free Trail “Year of the Rat”. This nike flyknit free 4.0 time around the Nike Free OG is the model that’s borrowing from the animal kingdom. As you can see, the nike free run 2 shoes have a crocodile look that mimics the pattern of that animal if not the texture. Browse the rest of nike free 3.0 the photos for this unexpected pair with us after the break and watch for what mutations the Nike Free OG nike free 3.0 v4 ’14 will go through next right here.Will the Nike Freee Flyknit Chukka ever get the HTM touch? That cult collective nike free 3.0 v4 womens of Nike minds has so far been prone to remixing all sorts of Flyknit silhouettes, the Chukka here’s Lunar predecessor included, but the ship might have already sailed on such an SMU. In the meantime there are plenty of inline pairs to pick from, including this nike free 3.0 flyknit just debuted bright crimson look. See a full set of photos for this Nike Free Flyknit Chukka release with us after the break and then pick up your pair today from retailers like Social Status.
    We continue to get new nike frees 3.0 colorways of the freshly minted Nike Free Flyknit Chukka after the success of the Lunar iteration sees the silhouette broadening nike free 4.0 flyknit its horizons. But the Free technology on the midsole isn’t the only thing differentiating the pair, as the Pure Platinum nike free run 2 white installment revealed that the medial side of the sneaker removed the Swoosh branding for an even more lifestyle look. Today nike free 5.0+ womens we get to check out the latest colorway in a fresh Game Royal and Atomic Teal that sees orange peeking nike free 5.0 through the hidden Dynamic Flywire portions. What do you think of this latest Chukka pair? Stick around after the click nike free flyknit 4.0 for a better look at this latest Nike Free Flyknit Chukka and while a stateside release date hasn’t been set nike free 4.0 v4 womens yet, stick with Sneaker News for more upcoming information in the near future.
    The A.P.C. x Nike Free OG ’14 nike 5.0 free is releasing this Wednesday, November 5th, 2014. This isn’t the first time that the French apparel label most recently known nike free 5.0 flyknit mens for teaming up with Kanye West has had their shot atop a Nike silhouette. We’ve seen multiple Air Max 1s nike free 5.0 2014 mens from them in the past as well as a Blazer and Dunk High. This is perhaps the most performance based nike free run 4.0 the fashion line has gotten though, as the Free OG retro returns in three subtle takedowns ranging from a near-Wolf nike free run 2 Grey, an ominous Obsidian, and a Cream with silver accents throughout. Which is your favorite? Get with us after the nike free 4.0 v3 click for a better view of this upcoming A.P.C. x Nike Free OG ’14 collaboration and know that this pair nike free 3.0 v5 will be available at APC on 11/05.
    The Nike Flyknit Chukka was born with the Nike Lunar cushioning on bottom. womens nike free v4 And even though it stayed in that mode for quite a while, you had to figure it was only a nike free v4 4.0 matter of time before the sneakers switched things up in terms of the platform on bottom. Indeed 2014 has brought nike free everyday 2 us the Nike Free Flyknit Chukka, an appropriate model considering that the Nike Free category is celebrating its tenth birthday nike free 5.0+ womens this year. Gathered here are the latest Nike Free Flyknit Chukka releases that are around the corner, so check them nike kids free run 5.0 out below and watch for info on their US arrival right here.
    Alright so the Nike Free Orbit II is womens nike free 5.0 about to make its debut, and we’re sure you’re scrambling around on eBay to try to track down the first nike free trainer 5.0 id shoe in this range to prove how long you’ve been down with the Orbit. The Nike Free follow up does nike 5.0 free review a pretty good job echoing the original in terms of colorways – those who remember that sneaker will no doubt free nike 3.0 recall the cool grey iteration. Continue reading to see the first two pairs that will be available for this Nathan nike free 4.0 VanHook design and stay tuned for clues on when US spots will have theirs – or get them straight from nike free 4.0 v3 Foot Patrol if you can’t wait.The Nike Flyknit Chukka has been getting pretty creative recently with its sole treatments. We’ve nike free 5.0 womens seen both an Air Max equipped one and a Nike Free one, both of which have yet to show up nike free trainer 5.0 at US retailers as far as we can tell. Adding another into the Nike Free Flyknit Chukka range is this nike free run 5.0 womens review orange and volt combo that slides some grey in for the accents. See a quick set of images on them womens black nike free 5.0 after the click and pay attention to Sneaker News for the first word when these start showing up domestically.
    Will mens nike free 3 history be more generous to this Nike Free Trainer 5.0 or the earlier, fingertrap version of the shoes? At some free 5.0 nike point the identical names will need to be resolved – perhaps people will be arguing on sneaker forums decades from nike free 4.0 flyknit men now trying to figure the whole thing out based on shreds of evidence. For the time being though, this pair nike free run 3.0 womens is definitely taking ownership of the moniker as the aforementioned fingertrap has faded out a bit. The sneakers are again nike free 2.0 seen in a rather Oregon looking colorway that dons pine green and mixes in some varsity maize. See them in nike 3.0 free run better detail after the click and stay tuned for further info on this Nike Trainer.The Nike Free Flyknit Chukka makes nike free run 5.0 more sense than most of its brethren in the Nike Sportswear Magista + Mercurial collection. The groundbreaking new Nike Magista nike free 4.0 flyknit boot actually uses Flyknit, so at least the two of them have some technology in common. Granted the Magista’s approach free run 2.0 to that tech is totally different and much more performance oriented, but the DNA is there. Unlike some of the nike free run 3.0 other pairs from the capsule there is just one of these – no seperate colorway for the ladies here. See nike free 5.0 running shoes women these upcoming Nike Free Flyknit Chukkas below and watch for Concepts to drop them next week.

  16. 29
    รูปประจำตัว
    Carolina 005nxapm48e@yahoo.com 04/01/2014 04:19
    Your cranium must be prcntoeitg some very valuable brains.
  17. 28
    รูปประจำตัว
    Nicolas sap@pujol.com 02/01/2014 01:44
    That's an inventive answer to an insiterteng question
  18. 27
    รูปประจำตัว
    Tanisha ccasasus@cudi.edu.mx 14/06/2013 01:38
    I'm imrpeessd! You've managed the almost impossible.
  19. 26
    รูปประจำตัว
    Mozhgan ryan@masugadesign.com 13/06/2013 05:00
    In awe of that ansewr! Really cool!
  20. 25
    รูปประจำตัว
    Sanju p.daflies@t-online.to 31/05/2013 19:40
    That's the tikhinng of a creative mind
  21. 24
    รูปประจำตัว
    Fotoos heather.tupper@wybusiness.org 30/05/2013 15:56
    Fell out of bed fleenig down. This has brightened my day!
  22. 23
    รูปประจำตัว
    Adyna czzpb@sina.com 30/05/2013 10:25
    I'm grateful you made the post. It's celerad the air for me.
  23. 22
    รูปประจำตัว
    Thiago helene@fincker.com 30/05/2013 07:06
    This could not possibly have been more hpeflul!
  24. 21
    รูปประจำตัว
    Rafael adolphson123@q.com 30/05/2013 05:59
    Whoa, tinhgs just got a whole lot easier.
  25. 20
    รูปประจำตัว
    Mirasol tritonposeidon@rocketmail.com 30/05/2013 05:53
    I came, I read this atrclie, I conquered.
  26. 19
    รูปประจำตัว
    Aykut p.fourugeaf@web.net 30/05/2013 03:46
    That's a knowing answer to a difficult qeutosin
  27. 18
    รูปประจำตัว
    Mariya info@enviro-analytical.com 30/05/2013 03:16
    Four score and seven minutes ago, I read a sweet article. Lol tahkns
  28. 17
    รูปประจำตัว
    Aleyna u.righuties@nic.au.com 29/05/2013 22:34
    What's it take to become a sublime epxuonder of prose like yourself?
  29. 16
    รูปประจำตัว
    Sad jinanwanjuzhan@163.com 29/05/2013 21:57
    Dude, right on there borhter.
  30. 15
    รูปประจำตัว
    Michael cesar.tadeu@gmail.com 29/05/2013 19:44
    Please keep trhowing these posts up they help tons.

แสดงความคิดเห็น

*

*

view